The amount available for investment is considered along with the investor's requirements, investment horizon and risk profile while discussing suitable mutual fund categories.

Relevant market conditions may be discussed with investors to improve their understanding of market risks and prevailing investment conditions. Market movements cannot be predicted with certainty.

Available market and scheme-related information may be considered as part of the overall discussion. Valuation indicators are not treated as guarantees of future performance.

An investor's existing investments, requirements, investment horizon and risk profile may be considered while facilitating mutual fund investments.

Mutual fund investments involve different types and levels of risk. We explain relevant risks and encourage investors to understand the Riskometer, scheme objective and scheme-related documents before making an investment decision.

Where appropriate, investors are informed about diversification across suitable asset classes and mutual fund categories. Diversification may help manage concentration risk but does not eliminate investment risk or guarantee returns.

We seek to understand investor requirements and provide relevant product information, risk disclosures and transaction support to enable informed investment decisions.

Existing mutual fund holdings may be reviewed periodically based on information available to us and discussions with the investor.

Where appropriate, available alternatives may be explained along with their relevant features, risks, costs and tax implications, as applicable.

Any investment, redemption, switch, SIP, STP, SWP or other transaction is executed only pursuant to the investor's instruction/consent.